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This material is intended for general public use. By providing this material, Guardian is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.

Financial information concerning The Guardian Life Insurance Company of America as of December 31, 2016, on a statutory basis: Admitted Assets = $51.9 Billion; Liabilities = $45.7 Billion (including $39.4 Billion of Reserves); and Surplus = $6.2 Billion.

Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA. BLICOA is a wholly owned stock subsidiary of and administrator for The Guardian Life Insurance Company of America (Guardian), New York, NY, or provided by Guardian. Product provisions and availability may vary by state.

Securities products and services are offered through Park Avenue Securities LLC (PAS). PAS is a wholly owned subsidiary of The Guardian Insurance & Annuity Company, Inc. (GIAC). GIAC is a wholly owned subsidiary of Guardian. Guardian, GIAC and PAS are located at 7 Hanover Square, New York, NY 10004.

PAS: member FINRA and SIPC.

The Guardian Life Insurance Company of America is licensed to do business in all fifty states. Not all products and services are available in all states.

The NAIC company code for The Guardian Life Insurance Company of America is 64246.

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